Schengen travel insurance requirements: minimum €30,000 cover, duration and geographic coverage, plus mistakes that lead to refusals.
Travel health insurance is mandatory for every Schengen short-stay visa. An unsuitable policy is a common reason for refusal, so it is worth getting right.
Main requirements
- Minimum medical cover of €30,000.
- Valid in all Schengen countries, not just the country you apply to.
- Covers the entire stay, from the first to the last day of the trip.
- Includes emergency medical treatment, hospitalisation and repatriation.
Tips
- Add a few extra days in case your plans change.
- Make sure the name matches your passport exactly.
- Keep a printed copy with you during the trip.
Taj Travel issues approved Schengen insurance as part of your visa file.



